Liberty Mutual Pet Insurance

Pets are family. Protect them like family with customized affordable pet insurance from Liberty Mutual and the PEF Membership Benefits Program.

Pet insurance can help your pet get the best veterinary care available when they need it, by reducing the financial burden of unexpected medical costs due to illness or injuries. Plus, preventative wellness options could help you stay ahead of any potential issues altogether.

Why Get Pet Insurance?

Whether you have a pet today or you’re planning to get one, there are several reasons to consider purchasing pet insurance.

  1. Liberty Mutual policies are affordable starting at less than $1 a day.
  2. One in three pets need unexpected veterinary care every year.1
  3. The cost of veterinary care has more than doubled in the past decade.2
  4. Every six (6) seconds, a pet parent is handed a bill for more than $3,000.3

Available Policies

Accident

  • Accidental injuries (including injuries to permanent teeth)
  • Euthanasia or anesthesia due to an accident
  • Cremation and burial expenses due to an accident
  • Ingestion of a foreign object (up to two (2) treatments maximum per policy year)
  • Accidental death

Accident & Illness

Receive everything under the Accident Policy, plus:

  • Illnesses (e.g., cancer, influenza, and kennel cough)
  • Alternative medicine
  • Behavioral therapy
  • Hereditary and congenital conditions

Accident, Illness & Wellness

Receive everything covered under the Accident & Illness Policy, plus:

  • Wellness exams
  • Intestinal deworming
  • Routine dental cleaning
  • Spaying/neutering
  • Flea and tick prevention
  • Heartworm tests and medication
  • Dietary food and supplements
  • Prescription medications
  • Boosters and vaccinations

Choose the Coverage That is Right for You

With Liberty Mutual Pet Insurance, you have the option to select the right levels for the following items, that help you meet your personal needs and budget:

  • Reimbursement: 70%, 80%, or 90%
  • Deductible: $250, $500, or $1,000
  • Annual Maximum: $5,000, $10,000, or $15,000
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Why choose Liberty Mutual?

There are many reason to choose Liberty Mutual pet insurance, including:

  • Customized coverage
  • Up to 90% back on vet bills
  • Flexibility to use any vet
  • Quick and easy online quote
  • No cancellations due to age
  • No monthly transaction or admin fees
  • Stackable discounts that could save you up to 20%
  • Your policy will not be automatically terminated due to your pet’s age.
  • You could receive a 10% discount for being a PEF member or retiree
  • Built by a company with more than 100 years of insurance experience

Legal/Terms & Conditions

Pre-existing conditions are not covered. Waiting periods, deductibles, benefit limits and exclusions may apply. For all policy terms, limitations, and conditions, please visit Liberty Mutual’s website. Wellness coverage reimbursements are based on a schedule. Products, rates, and discounts may vary by state and are subject to change.

Ready to see your customized policy?

Fetch a quote by visiting Liberty Mutual, or call (844) 250-9199.

Once you enroll, you will receive an email confirmation and an invitation to sign up for the online customer portal. The portal allows you to view policy information, submit and track claims, make payments, contact your veterinarian, update your contact information, add a pet, and much more.

Additional Information, Footnotes & Disclaimers

1American Pet Products Association, 2018. 2AP News citing government data, 2022. 3PetPlan, 2017.
Pre-existing conditions are not covered. Waiting periods, deductibles, benefit limits, and exclusions may apply. For all policy terms, limitations, and conditions, please visit Liberty Mutual. Wellness coverage reimbursements are based on a schedule. Products, rates, and discounts may vary by state and are subject to change. Products are underwritten by Liberty Mutual Fire Insurance Company and affiliates, 175 Berkeley Street, Boston, MA 02116 and administered by Companion Protect Insurance Agency, LLC.

“Companion Protect” is a licensed insurance agency known nationwide (except in CA) as “Companion Protect Agency, LLC” (Iowa license #10002314428); in California, it is known as “CP Pet Insurance Services, LLC” (CA License #ON14138).

Coverage provided and underwritten by Liberty Mutual and its affiliates, 175 Berkeley Street, Boston, MA 02116. Learn more about their privacy policy by visiting Liberty Mutual.
©2023 Liberty Mutual Insurance