Mid-Island Mortgage UnionDirect Program

Mortgage Savings for PEF Members & Retirees

Mid-Island Mortgage UnionDirect Program provides PEF members and retirees with discounts on home mortgages.

Are you buying a home? Do you want to lower your mortgage payment? Are you planning a home improvement project? PEF members and retirees receive special purchase and refinance mortgage discounts for all scenarios. You can save up to $2,700* in lender fees and closing costs!

Save up to $2,700* in lender fees and closing costs

  • NO Application Fee
  • NO Processing Fees
  • NO Commitment Fees (excluding New Jersey loans)
  • NO Underwriting Fees
  • NO Lender or Broker Fees
  • REDUCED Title Fees
  • REDUCED Bank Attorney Fees
  • Concierge-Level Service

About Mid-Island Mortgage, provider of the UnionDirect Program benefit

  • Mid-Island Mortgage has been offering home lending with personalized service for more than 65 years, and is dedicated to providing the best home financing solution to union members and their families.
  • Their loan officers do all the research for you with one loan application at no additional cost to you. They will make sure that all of the lending requirements are met in the process, thus saving you the hassle of numerous phone calls and the cost of multiple applications.
  • They take great pride in their unique ability to deliver strong, solid home lending with personalized, individual service to best fit your specific needs.
  • Mid-Island Mortgage will support all PEF members and retirees from as far west as Buffalo and to the tip of Long Island.
  • Applications can be submitted online, over the phone, or in person.

Key Features of the Mid-Island Advantage

  • FREE fully underwritten commitment with their special approval program.
  • Flexible financing programs for buyers with no credit score.
  • Tax returns not required for W-2 wage earners on FHA Loans.
  • One (1) year tax returns for self-employed buyers.
  • As low as 3.5% down payment for owner occupied mixed-use properties.
  • No underwriting overlays on FHA or VA loans.
  • Personal service and dedicated team assigned to your loan.

For more information, or to get started

  • Contact Shawn Dwyer, Vice President Sales, Union Business Development at (877) 5-PEFMBP to find out how you can save on your home purchase or refinancing plans.
  • Email Shawn Dwyer directly.
  • Visit Mid-Island Mortgage Corp. for more information.
Brochure

Footnotes, Additional Details & Disclaimers

*$2,700 in discounts for conventional loan as compared with standard New York conventional mortgage fees and closing costs, according to Bankrate.com.

Certain loans that may be arranged through a 3rd party lender are excluded from PEF member and retiree savings.